Terms and Conditions
Introduction
Welcome to FundSphere. By using our website, services, or applying for our loans, you agree to comply with and be bound by the following terms and conditions. Please read them carefully before using our site or engaging with our services.
Services
FundSphere provides various lending services, including fix-and-flip loans, new construction loans, rental property loans, and other real estate financing solutions. The terms of these services are governed by the specific agreements and documents related to each loan.
Eligibility
To use our services, you must meet the following criteria:
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Be at least 18 years of age.
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Have legal capacity to enter into a contract.
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Provide accurate and complete information during the application process.
Application Process
When you apply for a loan, you agree to provide truthful and accurate information. FundSphere reserves the right to verify any information you provide and to deny or revoke approval if the information is found to be inaccurate or misleading.
Privacy and Data Use
Your use of our services is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our services, you agree to the terms of our Privacy Policy.
Intellectual Property
All content on our website, including text, graphics, logos, and software, is the property of FundSphere or its licensors. You may not use, reproduce, or distribute this content without written permission from FundSphere.
Disclaimer of Warranties
FundSphere provides its services "as is" and makes no warranties, express or implied, regarding the quality, reliability, or accuracy of its services. We do not guarantee that our website or services will be error-free or uninterrupted.
Limitation of Liability
FundSphere is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our website or services. This limitation applies to all claims, whether based on contract, tort, or other legal theories.
Governing Law
These terms and conditions are governed by and construed in accordance with the laws of the state of Florida, without regard to its conflict of law principles.
Dispute Resolution
Any disputes arising from or related to these terms and conditions will be resolved through binding arbitration in accordance with the rules of a mutually agreed-upon arbitration organization. The arbitration will take place in Florida, and the decision will be final and binding.
Changes to Terms and Conditions
FundSphere reserves the right to update or modify these terms and conditions at any time. Any changes will be effective upon posting on our website. By continuing to use our services, you agree to be bound by the revised terms and conditions.
Information We Collect
We may collect the following types of information:
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Personal Information: Such as your name, email address, phone number, and mailing address.
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Financial Information: Information related to your income, credit score, and financial history, collected for the purpose of loan applications.
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Usage Information: Data on how you use our website, including IP address, browser type, and browsing patterns.
How We Use Your Information
our information may be used for the following purposes:
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To process loan applications and other related transactions.
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To communicate with you regarding your loan status and other related services.
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To improve our website and services based on user feedback and behavior.
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To comply with legal and regulatory requirements.
Sharing of Information
We do not sell your personal information to third parties. However, we may share your information with:
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Service Providers: Trusted third parties that assist us in processing your loan application or providing other services.
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Legal Authorities: When required by law, regulation, or court order.
Data Security
We implement a variety of security measures to protect your personal information. These include encryption, secure servers, and limited access to authorized personnel only. Despite these efforts, no system is entirely secure, and we cannot guarantee absolute security.
Your Rights and Choices
You have the right to:
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Access and correct your personal information.
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Opt-out of receiving marketing communications from us.
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Request the deletion of your personal information, subject to legal obligations.